
3ARGENT WEALTH |
BEST PRACTICE REPRESENTATIVE
We also believe it is fair that the client
has an opportunity to assess whether
they wish to work with the adviser
and, in that respect, we do offer an
initial analysis service that doesn’t
attract a fee. This kind of service may
be something that other firms regard
as not cost-effective, but we are
looking longer term.
If after analysis the client gains
reassurance that their current planning
is in fact appropriate, then leaving
investments where they are is a good
consumer outcome. If a client can
achieve what they want where they
are, then that is fine and they are
more likely to revisit us when they
need help in the future or refer us to
someoneelse.
There is no right or wrong with this,
as adviser firms operate very well
with different strategies, and it is
positive that the client has this choice
at the outset – something that didn’t
existpreviously.
Innovative investment solutions
At the core of ourbusiness, we also
employ a specialist investment research
team, which has no allegiance to any
investment house or provider.This
teamworks with us to ensurethat we
develop strategies that are designed
to provide dynamic risk-managed
portfolios sourcing real returns.
These portfolios can be used for
various personal and corporate
investment and pension wrappers.
We carefullychoose our investment
partners,review their performance
regularly and holdthem accountable to
deliver such returns.
We also feel that the more traditional
asset-allocation approach, while
potentially diverse, now has further
risks to contend with, given the
ever-changing political and economic
landscape. A fluid and attentive
monitoring process is necessary to try
to cope with such issues.
A natural extension of our business
process is to ensure that the wealth
our clients have built up passes down
effectively to their beneficiaries. As
such, we also work closely with a team
of specialist legal experts who offer
a rangeof real-life solutions for the
protection of wealth, both personal
and business.These solutions are
varied and will depend on the client’s
personalcircumstances but encompass
various trusts for personal funds,
inheritance tax planning and property
protection, as well as the more
common bloodline planning.
Adapting to change
Having been in the financial services
industry for over 25 years, you
become accustomed to change. The
industry itself has to adapt to evolving
circumstances and for those advisers
I have met who remain, I believe
they are committed to long-term
relationships with their clients in order
for all to achieve positive outcomes.
Fluidity, flexibility and diversity, allied
with consistent service, are key to
ensuring that client objectives can be
achieved. We are also big believers in
giving something back and welcome
the opportunity to help to make a real
difference by contributing to a number
of charitable organisations, both large
and small.
I was delighted that the firm achieved
FTAdviser Top 100 status at the
awards ceremony held at the Financial
Times head office. It marked the
culmination of many years’ efforts, and
it was particularly pleasing to receive
recognition for the efforts of everyone
in the group. While very proud, we
will not rest on our laurels and will
continue to strive to maintain and
improve standards where possible to
achieve results for our clients.
We attained FT
Adviser Top 100
Status
We are big
believers in
giving
something
back and
contribute to
a number of
charitable
organisations,
both large and
small
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